Can I use my credit card in Uganda?

Using credit cards in Uganda is totally possible. However, it may come with some limitations and considerations in remote areas. Major cities like Kampala, Entebbe, and Jinja have establishments that accept credit cards, including hotels, restaurants, and some retail stores. Visa and MasterCard are the most widely accepted, while American Express and Discover are less common.

Smaller towns and rural areas often lack the infrastructure for credit card payments, and cash is the preferred method of transaction. Therefore, carrying some cash in Ugandan Shillings (UGX) might be helpful when traveling to these areas or having difficulty using the card when exchanging goods.

ATMs are available in major cities and towns, allowing you to withdraw cash using your credit card. Before using your card abroad, notify your bank to prevent any potential security holds. Be aware that ATM fees and foreign transaction charges can add to your expenses, so it's wise to check these costs with your bank beforehand. Credit card fraud can be an issue, so always use your card at reputable establishments and ATMs located in secure, well-lit areas. Keep an eye on your card during transactions to prevent unauthorized use, and regularly monitor your account for any suspicious activity.